How to handle a mold-related damage claim in Texas

How to handle a mold-related damage claim in Texas
How to handle a mold-related damage claim in Texas

In the last few years Texas has experienced its fair share of mold–related damage claims. Since spring 2000, an estimated 44,285 mold-related insurance claims have been filed at an average cost per policyholder of $205.46 per year.   In light of this fact, how does a consumer protect him or herself when buying a house? How can property owners tell if they already have a mold problem? And what precautions should be taken in remediating a mold problem if one is found? This pamphlet will address these questions, discuss how the mold and water damage issue has been litigated in Texas courts and provide guidance on new policy language recently adopted by the Texas Department of Insurance.

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